Student Financial Services

North Foundation Hall, Room 120
318 Meadow Brook Road
Rochester, MI 48309-4454
(location map)
(248) 370-2550
Have your Grizzly ID ready
M-F 8 a.m. - 5 p.m.
OU school code: 002307

Student employment contact:

Direct Deposit

Direct deposit is the easiest, fastest and most secure way to receive payments from Oakland University. Generally, it can take 5-7 days for your funds to appear in your bank account after a direct deposit payment is processed by the university.

Don't have a bank account?

The bank or credit union will need to verify your name, date of birth, address, and ID number. An ID number can be a social security number or an Individual Taxpayer Identification Number (ITIN). To get an ITIN, you will need to fill out a form with the Internal Revenue Service (IRS).

Most banks will allow you to open a bank account without a social security number (SSN) or Individual Tax Identification Number (ITIN). You will need your driver's license/state ID for identification. If you are an international student, you will need your passport and government issued international documentation, such as an I-20, DS-2019, or other similar documents.

Visit different banks and credit unions to find out what types of accounts they offer, and what types of ID numbers they accept.

Enroll in Direct Deposit

General Information

Each type of direct deposit enrollment, change or cancellation must be completed separately. For example, if you already have direct deposit for on-campus employment, you still need to enroll in direct deposit for non-payroll (refunds of financial aid, payments for dropped classes that were made by cash or check, reimbursements for student organization-related expenses, etc.).

You may choose any U.S. bank account for your direct deposit payment. If you choose to have your funds deposited into a checking account, you must know the routing and account number when you enroll and select “Checking.” If you choose to have your funds deposited in a savings account, you must know the routing and account number when you enroll and select “Savings.”

You can elect to have the funds deposited to the Grizz Gold Card OU Credit Union account.  Simply obtain your routing number and account number verification form from the OU Credit Union to use when you enroll in direct deposit. Make sure you select “Checking” at the time of enrollment. Unfortunately, we are unable to direct deposit funds to your GrizzCa$h account. Direct deposit is not an option for Parent PLUS refunds at the present time.

Oakland University currently participates with more than 9,500 banks across the United States. If a direct deposit is not accepted by your bank, Oakland University will be notified and the reason for rejection will be reviewed. If the reason for rejection cannot be resolved, you will be issued a check.

Direct Deposit - Non-Payroll

To access non-payroll direct deposit in SAIL, go to Student Services and Financial AidDirect Deposit – Non-Payroll. 

Non-payroll direct deposit is for:

  • refunds of financial aid
  • payments for dropped classes that were made by cash or check
  • reimbursements for student organization-related expenses

Direct Deposit — Non-Payroll can only be deposited into one account.

You will be notified by OU email when a direct deposit is made into your account.

If you have questions about non-payroll direct deposit, please contact us at (248) 370-2550 or

Direct Deposit - Payroll

To access payroll direct deposit in SAIL, go to Employee Services, Direct Deposit - Payroll.

Payroll direct deposit is for:

  • student employment paychecks
  • Work-Study paychecks

Payroll direct deposit can be split between three accounts.

You will be able to retrieve a copy of your pay stub through the portal at After logging in, click SAIL, then go to Employee Services, Pay Information, Pay Stub.

You can verify your deposit by calling your bank or by checking your balance through an ATM cash station or online service.

If you have questions about payroll direct deposit, please contact the Payroll Department at (248) 370-3472 or

Enroll in Direct Deposit
  1. Log into MySAIL
  2. Select SAIL from the Important Oakland Services menu
  3. Select Personal Information
  4. Select:
    • View/Update Direct Deposit Non-Payroll: to enroll in and manage direct deposit for payments for refunds of excess financial aid, dropped classes that were made by cash AND/OR reimbursements for student organization-related expenses. Note: on the confirmation page, you will need to enter your NetID (OU email) password to validate your enrollment.
    • View/Update Direct Deposit – Payroll: to enroll in and manage direct deposit information for paychecks.

Print these directions with screenshots.