Office of the Dean

O’Dowd Hall, Room 428
586 Pioneer Drive
Rochester, MI 48309-4482
(location map)
(248) 370-3634

Office Hours:
Monday – Friday: 8:00 a.m. – 5:00 p.m.

Policies Conditions and Forms



An endorser is someone who agrees to repay the Direct PLUS Loan if the borrower becomes delinquent in making payments or defaults on the loan. The endorser may not be the student on whose behalf a parent obtains a Direct PLUS Loan.

Entrance Loan Counseling

An Interactive tutorial that reviews your Rights/Responsibilities as a student loan borrower and is followed by a short quiz that you take to demonstrate your understanding of these.

Expected Family Contribution (EFC)

The Expected Family Contribution (EFC) is a measure of your family’s financial strength and is calculated according to a formula established by law. Your family's taxed and untaxed income, assets, and benefits (such as unemployment or Social Security) are all considered in the formula. Also considered are your family size and the number of family members who will attend college during the year.

The information you report on your Free Application for Federal Student Aid (FAFSA) or your FAFSA4caster is used to calculate your EFC. Schools use the EFC to determine your federal student aid eligibility and financial aid award. 

Free Application for Federal Student Aid (FAFSA)

Application used to determine a student’s eligibility for federal financial aid including grants, loans and work-study programs. It is often used to determine eligibility for state and school-based aid too.

Master Promissory Note (MPN)

The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s); for instance, it will include information on how interest is calculated and what deferment and cancellation provisions are available to you.

Student Aid Report (SAR)

A paper or electronic document (depending on whether the student filed a paper or electronic application) generated when a Free Application for Federal Student Aid (FAFSA) has been processed. It summarizes the financial information provided on the FAFSA and provides the student with an Expected Family Contribution (EFC). The student and the schools listed on the FAFSA will receive a copy of this report.