{"text_format":"1","workbook":"xlsx","n_sheets":10,"sheets":["Instructions","Expense Planner","M1 Loan Planner","M2 Loan Planner","M3 Loan Planner","M4 Loan Planner","PLUS Instructions","Loan Review Instructions","Revision Instructions","What's Next"],"not_rendered":{"charts":0,"images":2,"macros":1,"external_links":0,"defined_names":0,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Instructions","index":0,"n_rows":36,"n_cols":11,"rows_kept":36,"cut":false,"hidden":false,"merged":[[6,10,10,14],[2,1,3,7],[13,10,17,14],[20,10,25,14]]}
["If you are using an assisted reading device, such as a screen reader, or are otherwise having trouble reading or understaning the information contained within this resource, please contact our office directly at 248-370-3611 and we would be happy to assist you."]
[]
[null,"2022-2023 Loan Planner Instructions"]
[]
[]
[]
[null,"1)","Complete the Expense Planner tab",null,null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[]
[null,"2)","Select the appropriate year tab (M1 Loan Planner, etc.)"]
[]
[null,"3)","Fill in the Required Amounts in the Loan Planner tab for your year (M1 Loan Planner, etc.)"]
[]
[null,"4)","Always review award status prior to accepting, applying for, or revising loans in MySail"]
[null,null,null,null,null,null,null,null,null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is ONLY valid for the 2022-2023 academic year. A new Planner must be downloaded for each academic year. "]
[null,"5)","Accept an Unsubsidized Loan and, if needed, apply for a Graduate PLUS Loan as directed in the tab"]
[]
[null,"6)","Enroll in direct deposit through MySail if you have not already done so"]
[]
[null,"7)","Consider enrolling in a Payment Plan at through eBill** if needed"]
[]
[null,"8)","What's Next: Disbursements & Refunds and Helpful Resources",null,null,null,null,null,null,null,"** Newly admitted students will be able to enroll in a Payment Plan starting in mid-July."]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"All First-time Unsubsidized Borrowers MUST Also Complete: "]
[null,"-","Entrance Counseling"]
[null,"-","Master Promissory Note (MPN)"]
[null,null,"*(Will be listed as Unsatisfied Requirements in SAIL until completed and system is updated)"]
[]
[null,"All Returning Borrowers Are STRONGLY Advised to Annually Complete:"]
[null,"-","Student Loan Review "]

{"sheet":"Expense Planner","index":1,"n_rows":33,"n_cols":10,"rows_kept":33,"cut":false,"hidden":false,"merged":[[1,1,2,5],[21,5,22,5],[4,1,4,2],[4,4,4,5],[25,1,25,2],[25,8,29,12],[7,8,11,12],[25,4,25,5],[26,4,30,5],[17,1,22,2],[26,1,32,2]]}
[]
[null,"2022-2023 Expense Planner"]
[]
[]
[null,"Fixed Monthly Expenses",null,null,"Variable Monthly Expenses"]
[null,"Rent/Mortgage",0,null,"Groceries/Household supplies",0,null,null,null," = Required Amount"]
[null,"Renters/Homeowners Insurance",0,null,"Dining out",0]
[null,"Utilities",0,null,"Clothes",0,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"         Electric (Avg. $51)*",0,null,"Laundry/Dry cleaning",0]
[null,"         Gas (Avg. $25)*",0,null,"Gas/Oil/Auto maintenance",0]
[null,"         Internet (Avg. $35)*",0,null,"Health/Beauty/Haircuts",0]
[null,"         Water (Avg. $25)*",0,null,"Medical/Dental/Eye care",0]
[null,"Cellular phone",0,null,"Hobbies/Recreation",0]
[null,"Auto insurance",0,null,"Other ______________________",0]
[null,"Other ____________________",0,null,"Other ______________________",0]
[null,"Total Fixed Expenses:",{"$f":"SUM(C6:C15)","v":0},null,"Total Variable Expenses:",{"$f":"SUM(F6:F15)","v":0}]
[]
[null,"* Do not include expenses for which you are not directly responsible. For example, if your family will pay your cell phone bill or car insurance, do not included those expenses on this worksheet as the purpose is to determine how much you should borrow to meet your remaining need. ",null,null,"Total Variable Expenses:",{"$f":"SUM(F6:F15)","v":0}]
[null,null,null,null,"Total Fixed Expenses:",{"$f":"SUM(C6:C15)","v":0}]
[null,null,null,null,"Total Monthly Expenses:",{"$f":"SUM(F18:F19)","v":0},null,null,null," = Transferred to Loan Planner"]
[]
[null,null,null,null,"Select appropriate year tab below."]
[]
[]
[]
[null,"* Utility Averages",null,null,"Utility Bill Budget Plans",null,null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is ONLY valid for the 2022-2023 academic year. A new Planner must be downloaded for each academic year. "]
[null,"Please note that these averages were taken from the latest OUWB cost of living survey and are intended to provide a general reference.",null,null,"Optional plans which 'even out' monthly payments over the year to make budgeting these expenses easier. The utility company estimates total cost for the year and divides by twelve months to determine a monthly payment amount. They will periodically recalculate this amount."]
[]
[]
[]
[]
[null,null,null,null,"Electric - DTE Energy"]
[null,null,null,null,"Gas - Consumers Energy"]

{"sheet":"M1 Loan Planner","index":2,"n_rows":37,"n_cols":10,"rows_kept":37,"cut":false,"hidden":false,"merged":[[11,8,15,12],[19,8,27,12],[4,1,4,5],[11,1,11,5],[12,1,12,4],[13,1,13,4],[14,1,14,4],[19,1,19,4],[1,1,2,5],[6,1,6,2],[5,1,5,4],[7,1,7,4],[8,1,8,4]]}
[]
[null,"2022-2023 M1 Loan Planner"]
[]
[]
[null,"Estimated Expenses"]
[null,"Estimated Tuition",null,null,null,59674]
[null,"Planned Monthly Expenses (Aug - May)",null,{"$f":"'Expense Planner'!$F$20","v":0},"x 10 months",{"$f":"D7*10","v":0},null,null,null," =  Transferred from Expense Planner"]
[null,"Books, supplies and diagnostic kit ($1,400 included in Cost of Attendance)",null,null,null,0,null,null,null," =  Required Amount"]
[null,"One-time expenses (i.e. moving expenses)",null,null,null,0,null,null,null," =  Recommended Amount"]
[null,"Total Estimated Expenses:",null,null,null,{"$f":"SUM(F6:F9)","v":59674}]
[]
[null,"Estimated Support",null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"Awards and scholarships (SAIL)",null,null,null,0]
[null,"Savings and other resources (529s, MESP, MET, Americorps, etc.)",null,null,null,0]
[null,"Family support for tuition, books and supplies",null,null,null,0]
[null,"Total Estimated Support:",null,null,null,{"$f":"SUM(F13:F15)","v":0}]
[]
[null,"Remaining Need:",null,null,null,{"$f":"F10-F16","v":59674}]
[]
[null,"Total Recommended Unsubsidized Direct Loan (Including Loan Fees) for 2022-2023:",null,null,null,{"$f":"IF((F18/(1-0.01057))<=42722,(F18/(1-0.01057)),42722)","v":42722},null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is only valid for the 2022-2023 academic year. A new Planner must be downloaded for each academic year. "]
[null,"Recommended Amount for Fall 2022:",null,null,null,{"$f":"F20/2","v":21361}]
[null,"Recommended Amount for Winter 2023:",null,null,null,{"$f":"F20/2","v":21361}]
[null,"Log into SAIL"]
[null,"Instructions for accepting an Unsubsidized loan in SAIL"]
[]
[null,"Recommended Graduate PLUS Loan (Including Loan Fees) for 2022-2023",null,null,null,{"$f":"IF((F18/(1-0.01057))>42722,((F18-42270)/(1-0.04228)),0)","v":18172.325940776009}]
[null,"Log into studentaid.gov"]
[null,"Instructions for applying for a Graduate PLUS Loan"]
[]
[]
[]
[]
[]
[null,"All First-time Unsubsidized Borrowers MUST Also Complete: "]
[null,"⎯ Entrance Counseling"]
[null,"⎯ Master Promissory Note (MPN)"]
[null,"(Will be listed as Unsatisfied Requirements in SAIL until completed and system is updated)"]

{"sheet":"M2 Loan Planner","index":3,"n_rows":32,"n_cols":10,"rows_kept":32,"cut":false,"hidden":false,"merged":[[20,8,26,12],[12,8,16,12],[4,1,4,5],[12,1,12,5],[1,1,2,5],[5,1,5,4],[6,1,6,2],[7,1,7,4],[8,1,8,4],[9,1,9,4],[13,1,13,4],[14,1,14,4],[15,1,15,4],[20,1,20,4]]}
[]
[null,"2022-2023 M2 Loan Planner"]
[]
[]
[null,"Estimated Expenses"]
[null,{"$f":"'M1 Loan Planner'!$B$6","v":"Estimated Tuition"},null,null,null,59674]
[null,"Monthly budget (Aug - Jun)",null,{"$f":"'Expense Planner'!$F$20","v":0},"x 11 months",{"$f":"D7*11","v":0},null,null,null," = Transferred from Expense Planner"]
[null,"Books and supplies ($890 included in Cost of Attendance)",null,null,null,0,null,null,null," = Required Amount"]
[null,"USMLE Step 1 Fees ($660 included in Cost of Attendance)",null,null,null,0,null,null,null," = Recommended Amount"]
[null,"One-time expenses",null,null,null,0]
[null,"Total Estimated Expenses:",null,null,null,{"$f":"SUM(F6:F10)","v":59674}]
[]
[null,"Estimated Support",null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"Awards and scholarships (SAIL)",null,null,null,0]
[null,"Savings and other resources (529s, MESP, MET, Americorps, etc.)",null,null,null,0]
[null,"Family support",null,null,null,0]
[null,"Total Estimated Support:",null,null,null,{"$f":"SUM(F14:F16)","v":0}]
[]
[null,"Remaining Need:",null,null,null,{"$f":"F11-F17","v":59674}]
[]
[null,"Total Recommended Unsubsidized Direct Loan (Including Loan Fees) for 2022-2023:",null,null,null,{"$f":"IF((F19/(1-0.01057))<=44944,(F19/(1-0.01057)),44944)","v":44944},null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is only valid for the 2022-2023 academic year. A new Planner must be downloaded for each academic year. "]
[null,"Recommended Amount for Fall 2022:",null,null,null,{"$f":"F21/2","v":22472}]
[null,"Recommended Amount for Winter 2023:",null,null,null,{"$f":"F21/2","v":22472}]
[null,"Log into SAIL"]
[null,"Instructions for accepting an Unsubsidized loan in SAIL"]
[]
[null,"Recommended Graduate PLUS Loan (Including Loan Fees) for 2022-2023",null,null,null,{"$f":"IF((F19/(1-0.01057))>44944,((F19-44467)/(1-0.04228)),0)","v":15878.336048114272}]
[null,"Log into studentaid.gov"]
[null,"Instructions for applying for a Graduate PLUS Loan"]
[]
[null,"All Returning Borrowers Are STRONGLY Advised to Annually Complete:"]
[null,"Student Loan Review "]

{"sheet":"M3 Loan Planner","index":4,"n_rows":32,"n_cols":10,"rows_kept":32,"cut":false,"hidden":false,"merged":[[20,8,26,12],[12,8,16,12],[1,1,2,5],[4,1,4,5],[12,1,12,5],[5,1,5,4],[6,1,6,2],[7,1,7,4],[8,1,8,4],[9,1,9,4],[13,1,13,4],[14,1,14,4],[15,1,15,4],[20,1,20,4]]}
[]
[null,"2022-2023 M3 Loan Planner"]
[]
[]
[null,"Estimated Expenses"]
[null,{"$f":"'M1 Loan Planner'!$B$6","v":"Estimated Tuition"},null,null,null,59674]
[null,"Monthly budget (Jul - Jun)",null,{"$f":"'Expense Planner'!$F$20","v":0},"x 12 months",{"$f":"D7*12","v":0},null,null,null," = Transferred from Expense Planner"]
[null,"Books and supplies ($400 included in Cost of Attendance)",null,null,null,0,null,null,null," = Required Amount"]
[null,"USMLE Step 2 Fees ($660 included in Cost of Attendance)",null,null,null,0,null,null,null," = Recommended Amount"]
[null,"One-time expenses",null,null,null,0]
[null,"Total Estimated Expenses:",null,null,null,{"$f":"SUM(F6:F10)","v":59674}]
[]
[null,"Estimated Support",null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"Awards and scholarships (SAIL)",null,null,null,0]
[null,"Savings and other resources (529s, MESP, MET, Americorps, etc.)",null,null,null,0]
[null,"Family support",null,null,null,0]
[null,"Total Estimated Support:",null,null,null,{"$f":"SUM(F14:F16)","v":0}]
[]
[null,"Remaining Need:",null,null,null,{"$f":"F11-F17","v":59674}]
[]
[null,"Total Recommended Unsubsidized Direct Loan (Including Loan Fees) for 2022-2023:",null,null,null,{"$f":"IF((F19/(1-0.01057))<=47167,(F19/(1-0.01057)),47167)","v":47167},null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is only valid for the 2022-2023 academic year. A new Planner must be downloaded for each academic year. "]
[null,"Recommended Amount for Fall 2022:",null,null,null,{"$f":"F21/2","v":23583.5}]
[null,"Recommended Amount for Winter 2023:",null,null,null,{"$f":"F21-F22","v":23583.5}]
[null,"Log into SAIL"]
[null,"Instructions for accepting an Unsubsidized loan in SAIL"]
[]
[null,"Recommended Graduate PLUS Loan (Including Loan Fees) for 2022-2023",null,null,null,{"$f":"IF((F19/(1-0.01057))>47167,((F19-46666)/(1-0.04228)),0)","v":13582.257862423256}]
[null,"Log into studentaid.gov"]
[null,"Instructions for applying for a Graduate PLUS Loan"]
[]
[null,"All Returning Borrowers Are STRONGLY Advised to Annually Complete:"]
[null,"Student Loan Review "]

{"sheet":"M4 Loan Planner","index":5,"n_rows":32,"n_cols":10,"rows_kept":32,"cut":false,"hidden":false,"merged":[[20,8,26,12],[12,8,16,12],[1,1,2,5],[4,1,4,5],[12,1,12,5],[5,1,5,4],[6,1,6,2],[7,1,7,4],[9,1,9,4],[13,1,13,4],[14,1,14,4],[15,1,15,4],[8,3,8,4],[20,1,20,4]]}
[]
[null,"2022-2023 M4 Loan Planner"]
[]
[]
[null,"Estimated Expenses"]
[null,{"$f":"'M1 Loan Planner'!$B$6","v":"Estimated Tuition"},null,null,null,59674]
[null,"Monthly budget (Jul - Apr)",null,{"$f":"'Expense Planner'!$F$20","v":0},"x 10 months",{"$f":"D7*10","v":0},null,null,null," = Transferred from Expense Planner"]
[null,"Books and supplies ($460 included in Cost of Attendance)",null,null,null,0,null,null,null," = Required Amount"]
[null,"Residency Application/Interview Costs ($4500 included in Cost of Attendance)",null,"ERAS Fee Calculator",null,0,null,null,null," = Recommended Amount"]
[null,"One-time expenses",null,null,null,0]
[null,"Total Estimated Expenses:",null,null,null,{"$f":"SUM(F6:F10)","v":59674}]
[]
[null,"Estimated Support",null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"Awards and scholarships (SAIL)",null,null,null,0]
[null,"Savings and other resources (529s, MESP, MET, Americorps, etc.)",null,null,null,0]
[null,"Family support",null,null,null,0]
[null,"Total Estimated Support:",null,null,null,{"$f":"SUM(F14:F16)","v":0}]
[]
[null,"Remaining Need:",null,null,null,{"$f":"F11-F17","v":59674}]
[]
[null,"Total Recommended Unsubsidized Direct Loan (Including Loan Fees) for 2022-2023:",null,null,null,{"$f":"IF((F19/(1-0.01057))<=42722,(F19/(1-0.01057)),42722)","v":42722},null,null,"IMPORTANT INFORMATION: This Student Loan Planner file is only valid for the 2022-2023 academic year. A new Planner must be downloaded for each academic year. "]
[null,"Recommended Amount for Fall 2022:",null,null,null,{"$f":"F21/2","v":21361}]
[null,"Recommended Amount for Winter 2023:",null,null,null,{"$f":"F21/2","v":21361}]
[null,"Log into SAIL"]
[null,"Instructions for accepting an Unsubsidized loan in SAIL"]
[]
[null,"Recommended Graduate PLUS Loan (Including Loan Fees) for 2022-2023",null,null,null,{"$f":"IF((F19/(1-0.01057))>42722,((F19-42270)/(1-0.04228)),0)","v":18172.325940776009}]
[null,"Log into studentaid.gov"]
[null,"Instructions for applying for a Graduate PLUS Loan"]
[]
[null,"All Returning Borrowers Are STRONGLY Advised to Annually Complete:"]
[null,"Student Loan Review "]

{"sheet":"PLUS Instructions","index":6,"n_rows":24,"n_cols":11,"rows_kept":24,"cut":false,"hidden":false,"merged":[[1,1,2,7],[7,10,11,14],[5,1,5,7]]}
[]
[null,"Graduate PLUS Application Instructions"]
[]
[]
[]
[null,"***Graduate PLUS Application is available starting in April***"]
[]
[null,"1.)","Always review award status at MySail prior to applying for a Graduate PLUS Loan",null,null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[]
[null,"2.)","Only apply for Graduate PLUS Loan if needed. (Recommended will be populated in Loan Planner)"]
[]
[null,"3.)","Login to","studentaid.gov","using your FSA ID and Password"]
[]
[null,"4.)","Under 'Select and Award Year,' select '2022-2023'"]
[]
[null,"5.)","Under 'Loan Amount Requested', select 'I would like to specify a loan amount' radio button"]
[]
[null,"6.)","Type in the Recommended Graduate PLUS Loan amount from the Loan Planner"]
[]
[null,"7.)","Under 'Loan Period Requested', select '09/2022 - 04/2023'"]
[]
[null,"8.)","Complete the remaining steps and submit the application"]
[]
[null,"9.)","Complete the PLUS Master Promissory Note (MPN) if prompted to do so"]

{"sheet":"Loan Review Instructions","index":7,"n_rows":24,"n_cols":3,"rows_kept":24,"cut":false,"hidden":false,"merged":[[19,2,21,13],[1,1,3,16],[10,2,10,8]]}
[]
[null,"Instructions for Accessing studentaid.gov &                                                                  AAMC MedLoans Organizer and Calculator (MLOC)"]
[]
[]
[]
[]
[null,"    Financial Services strongly recommends that all student loan borrowers complete this review on an annual basis. "]
[]
[null,null,"Step 1: Log into studentaid.gov, select \"View Details,\" and select “Download My Aid Data”"]
[]
[null,null,"Step 2: Log into aamc.org/mloc and select “Get Started Now”"]
[]
[null,null,"Step 3: Select “Import NSLDS” and upload the .txt file you downloaded in Step 1"]
[]
[null,null,"Step 4: Select the green (+) \"Add loan\" button and input projected and private loan amounts "]
[]
[null,null,"Step 5: Select the Medloans Calculator tab and enter your anticipated residency length, salary, and graduation date"]
[]
[]
[null,null,"*While logged into studentaid.gov, review your individual federal student loans by clicking on the number associated with each loan. This will provide you with access to the contact information for your loan servicer."]
[]
[]
[]
[null,null,"**It is advised that you print a copy of your loan detail screen for your records and keep it safe and accessible."]

{"sheet":"Revision Instructions","index":8,"n_rows":17,"n_cols":10,"rows_kept":17,"cut":false,"hidden":false,"merged":[[1,1,2,6],[5,9,9,13]]}
[]
[null,"Loan Revision Instructions"]
[]
[]
[]
[null,"1.)","Always review award status at mysail.oakland.edu prior to revising loans",null,null,null,null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[]
[null,"2.)","Only submit a loan revision if needed AFTER initial Acceptance in SAIL"]
[]
[null,"3.)","Log into the 2022-2023 Online Revision Form"]
[]
[null,"4.)","From the Loan Planner, enter the Recommended amount(s) in the Revision Form as follows:  "]
[]
[null,null,"Fall Unsubsidized - #1","Fall Grad PLUS - #3 (decrease only) "]
[null,null,"Winter Unsubsidized - #2 ","Winter Grad PLUS - #4 (decrease only) "]
[]
[null,"5.)","Submit the Online Revision Form"]

{"sheet":"What's Next","index":9,"n_rows":52,"n_cols":9,"rows_kept":52,"cut":false,"hidden":false,"merged":[[11,2,11,5],[4,8,8,12],[1,1,1,5],[5,2,5,3],[5,4,5,5],[7,2,7,5],[9,2,9,3],[9,4,9,5],[4,2,4,3],[4,4,4,5],[10,2,10,5],[37,1,37,5],[25,2,25,5],[23,2,23,5],[15,1,15,5],[21,2,21,5],[19,2,19,5],[29,1,29,5],[24,2,24,5],[22,2,22,3],[22,4,22,5],[18,2,18,5],[20,2,20,3],[20,4,20,5]]}
[]
[null,"Fall 2022 Important Dates"]
[]
[null,null,"M1","M2","M3","M4"]
[null,"Loan Acceptance/Application Priority Date","July 1",null,"June 1",null,null,null,"FINANCIAL SERVICES CONTACT INFORMATION:                                                                  Email: medfinservices@oakland.edu                                                   Phone: 248-370-3611"]
[null,"Payment Plan Enrollment Opens","July 17",null,"June 17"]
[null,"Earliest Possible Disbursement ","July 22","July 29","June 21","June 25"]
[null,"Refund Direct Deposited","5-7 Business Days After Disbursement"]
[null,"Classes Begin ","August 1","August 8","July 1","July 5"]
[null,"Payment Due / Plan Enrollment Closes","August 15",null,"July 15"]
[null,"Deadline to Return Loans through School ","30 Days After Disbursement"]
[null,"Deadline to Return Loans through Servicer","120 Days After Disbursement"]
[]
[]
[]
[null,"Winter 2023 Important Dates"]
[]
[null,null,"M1","M2","M3","M4"]
[null,"Loan Adjustment Priority Date","December 1"]
[null,"Payment Plan Enrollment Opens","December 17"]
[null,"Earliest Possible Disbursement ","December 30",null,"December 24"]
[null,"Refund Direct Deposited","5-7 Business Days After Disbursement"]
[null,"Classes Begin ","January 9",null,"January 3"]
[null,"Payment Due / Plan Enrollment Closes","January 15"]
[null,"Deadline to Return Loans through School","30 Days After Disbursement"]
[null,"Deadline to Return Loans through Servicer","120 Days After Disbursement"]
[]
[]
[]
[null,"Where To Go"]
[]
[null,"Financial Aid Status and Direct Deposit","MySail"]
[null,"Payment and Payment Plans","eBILL"]
[null,"International Payments","Flywire"]
[]
[]
[]
[null,"Helpful Resources"]
[]
[null,"General Information",null,"Books and Supplies"]
[null,"OUWB Financial Services",null,"Textbook Lists by Class"]
[null,"OUWB Cost of Attendance"]
[null,null,null,"USMLE Fees"]
[null,null,null,"USMLE Step Exam Fees"]
[null,"Budgeting Resources"]
[null,"AAMC Budgeting Basics",null,"Residency Application, Interview and Match"]
[null,"AAMC Budgeting Ideas and Tips",null,"AAMC Cost of Applying for Residency"]
[null,null,null,"AAMC Cost of Interviewing for Residency"]
[null,"Federal Loan Information"]
[null,"Interest Rates and Fees",null,"Student Loan Repayment"]
[null,"Federal Direct (Unsubsidized) Loan Overview",null,"AAMC Education Debt Manager"]
[null,"Federal PLUS Loan Overview",null,"Federal Loan Repayment Overview"]