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Undergraduate Students

Oakland University participates in a variety of financial assistance programs to help students pay for their educational expenses.  Assistance can be awarded by Oakland University, federal and state governments, and by private sources.

T
o receive full consideration for all programs, it is recommended that all students complete the Free Application for Federal Student Aid (FAFSA) every year, as soon as possible after January 1 for the next school year. Awards depend on the availability of funds.

Financial Aid Award notifications begin in March. OU Financial Services sends an award notification to the OU email address with instructions for viewing awards on MySAIL.  In case of a change to an award, OU  Financial Services sends a revised award notification to the OU email address with instructions for viewing awards on MySAIL.  


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Incoming freshman and transfer students can use this scholarship search to determine which Oakland University scholarship awards they may qualify for.*  

You can also download the 2015 Scholarships and Financial Aid booklet for all the same award information, plus legacy scholarships and need-based aid. 

OU scholarships and grants awarded to incoming freshmen and transfer students may be renewable if you meet the Oakland University scholarship and grant renewal criteria



Note that there is no separate application for OU merit scholarships, but some awards (such as the Alumni Legacy Award, major-specific scholarships, OU-Macomb scholarships and international student scholarships) do require an additional application process.

*The scholarship search tool is intended as a guide. Some exclusions may apply.




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Search Oakland University scholarships available for current OU students. Additional scholarships may be available through various academic departments or programs and require their own application. OU offers and renews awards at its sole and absolute discretion; offers and renewals are contingent upon the availability of funds and continuation of the programs.



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*Summer attendance requires enrollment in full time OU credits (12+ credits), uses one semester of scholarship eligibility, and counts towards the renewal semesters.  Academic performance will be reviewed at the end of the summer semester to determine if the student is eligible for scholarship renewal for the following fall semester.  If the student does not complete full-time (12+ credits) and/or meet the GPA requirement for renewal, the award(s) will be cancelled for any remaining semesters at OU.

**Students participating in a Community College Partnership program must attend OU full time in their first college semester to be eligible to renew.

***Students must be enrolled in a minimum of 12 credits each fall and winter semester on the last day to drop/add classes with a 100% refund for the full semester.

Students who do not meet scholarship and/or grant renewal criteria and have extenuating circumstances, such as the death of an immediate family member or a serious illness or injury of the student, can request consideration for scholarship and/or grant reinstatement.  Students who feel they have extenuating circumstances need to discuss their circumstances with a Financial Services Advisor in person or over the phone.




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Federal Grants

Undergraduate students are eligible for the Pell Grant. To view eligibility criteria, annual amounts, and aggregate limits, visit the Pell Grant page on the Federal Student Aid website. 

The Federal Supplemental Educational Opportunity Grant (FSEOG) is awarded to undergraduate students with exceptional need and based on the availability of funds. For information regarding eligibility criteria and annual amounts visit the FSEOG page on the Federal Student Aid website.

Federal Work-Study

Available to undergraduate and graduate students, work-study awards are wages that can be earned through a campus job and does not have to be repaid. Funds are limited and awarded on a first-come, first-served basis according to a student's financial need. Visit www.OUCareerLink.com to search and apply for student employment positions.

Federal Loans

Student loans:
An undergraduate student can receive federal loans without a co-signer. The most commonly awarded loans for undergraduate students are the Federal Direct Subsidized and Federal Direct Unsubsidized loans, which are awarded based on a student's financial need. The Federal Perkins loan is a limited fund awarded on a first-come, first-served basis according to a student's financial need. For more information about annual and aggregate limits, interest rates, and repayment visit the types of loans page on the Federal Student Aid website. 

Parent loans:
Parents of dependent undergraduate students are able to apply for a Federal Direct Parent PLUS loan. The Parent PLUS loan is approved or denied based on the parent's credit, and if approved, the parent is responsible for repayment. If a parent is denied for a loan based on credit, an additional amount of the Unsubsidized loan will be awarded in the student's name. An online application is available at www.studentloans.gov. For information regarding interest rates and repayment terms, visit the PLUS loans page on the Federal Student Aid website.



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Visit the State of Michigan website for information about Michigan grant programs.



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How you finance your education is a choice that will impact your life for years after graduation. Private scholarships are abundantly available for students from organizations, foundations, companies, and individuals.  Students can increase the probability they will be selected for private scholarships by increasing the number of applications submitted.  View additional private scholarships on Goodcall.com and CollegeBoard.org

Choose loan programs you can live with long term.  Government loan programs usually offer lower interest rates and more flexible repayment plans than most private/alternative loans. Maximize your borrowing from all federal loans before considering supplemental funds from a private loan. The limit on a private loan is equal to the cost of education minus other awarded financial aid.

Private Scholarships

Albertson and Davidson Scholarship: One $2500 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: August 15, 2015

American Business Women's Association: Six $2000 scholarships will be awarded in partnership with six other organizations.  For more information and to apply, click the following links: 
Minerva Associates (Deadline: December 31, 2015)
soccerloco (Deadline: December 19, 2015)
Unhinge (Deadline: December 19, 2015)
NAPS (Deadline: December 31, 2015)
Application Deadline: see above

American Graphics Institute: One $1000 will be awarded twice annually to a part-time or full-time student.  For more information and to apply, click here.
Application Deadline: January and August, annually.

Apartment List Scholarship: One $2500 scholarship will be awarded to a student who exemplifies one of the company's core values.  For more information and to apply, click here.
Application Deadline: December 1, 2015

Automotive Women's Alliance Foundation Scholarship: Scholarships are awarded quarterly to female, North American citizens, with a passion for a career or advancement in automotive and related industries.  For more information and to apply, click here.  
Application Deadline: varies

Belltown Spine and Wellness Scholarship: One $1000 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here
Application Deadline: August 1, 2015

BestCounselingDegrees.net Scholarship: One $2000 scholarship will be awarded to a graduate or undergraduate student enrolled in a counseling program.  For more information and to apply, click here.
Application Deadline: April 15 and October 15 annually.

BestLifeRates.org Scholarship: One $1000 scholarship will be awarded to a student who best portrays the emotional characteristics of life insurance with use of photography, video, and music.  For more information and to apply, click here.
Application Deadline: August 31, 2015

Christian Record Services for the Blind Scholarship: Undergraduate students enrolled full time who are considered legally blind (20/200 with correction) can apply for a scholarship.  For more information and to apply, click here.
Application Deadline: April 1, annually

Classic Diamond House Scholarship: A $1000 scholarship is given annually to the student who submits the most compelling essay about diamonds.   For more information and to apply, click here.  
Application Deadline: May 15, annually.

Cliffside Malibu Scholarship: Three scholarships with a total value of $18,500 are given annually to students who submit the best work in one of four categories: video, design, research, or programming.  For more information and to apply, click here.  
Application Deadline: varies per semester.

COIT Omaha Cleaning Checklist Scholarship: One $1500 scholarship will be awarded to a student who best compiles a Cleaning Checklist.  For more information and to apply, click here.
Application Deadline: August 1, 2015

Community Foundation for Southeast Michigan: A number of scholarships are available to students who have graduated from certain high schools in the southeast region of Michigan, dependents of parents who are employed by certain companies in southeast Michigan.  For more information and to apply, click here.
Application Deadline: varies

CompareCards Scholarship: One $2500 scholarship will be awarded monthly to the student who passes rounds of trivia questions and correctly answers a final question.  For more information and to apply, click here.
Admission Deadline: varies

Congressional Black Caucus Foundation Scholarships:  A number of scholarships offered by the CBC Foundation are available for application.  For more information and to apply, click here.  
Application Deadline: varies 

CountyOffice.org Scholarship: One $1000 scholarship will be awarded to the student who best writes an essay on a selected topic.  For more information and to apply, click here.
Application Deadline: September 30, 2015

Dickson Law Group Scholarship: One $1000 scholarship will be awarded to the student who submits the best video essay on a selected topic. For more information and to apply, click here
Application Deadline: May 15, 2016

DietSpotlight.com Scholarship: Three scholarships (1 - $3000, 3-$1000) will be awarded to the students who write the best essays on a selected topic.  For more information and to apply, click here.
Application Deadline: December 31, 2015

Double D Trailers Scholarship: One $500 scholarship will be offered to a student seeking a college degree who demonstrate an interest in horses through ownership or involvement in equine organizations and activities. For more information and to apply, click here.  
Application Deadline: May 1, annually.

Double D Trailers Scholarship: One $5000 scholarship will be offered to an undergraduate or graduate student pursuing an engineering design degree. For more information and to apply, click here.  
Application Deadline: May 1, annually

Eraser Clinic Laser Tattoo Removal Scholarship: One $1000 scholarship will be offered to students pursuing higher education with an emphasis in nursing, medicine, natural sciences, applied sciences, engineering, or related field.  For more information and to apply, click here.
Application Deadline: November 30, 2015

Expert Institute's Annual Healthcare and Life Sciences Scholarship:  One $1000 scholarship will be awarded to a student pursuing a degree related to healthcare or the life sciences.  For more information and to apply, click here
Application Deadline: December 31, 2015

FantasySportsDaily.com Scholarship: One $1000 scholarship will be awarded to a student who best answers a series of essay questions. For more information and to apply, click here.
Application Deadline: October 1, 2015

Ferrer, Poirot, and Wansbrough Scholarship for Military Veterans: One $1000 scholarship will be awarded to a military veteran who provides the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: May 1, 2016

Flosum Scholarship: One $750 scholarship will be awarded to a student pursuing a bachelor's degree in computer engineering, computer science, electrical engineering, physics, or mathematics.  For more information and to apply, click here.
Application Deadline: December 15, 2015

Free Speech Scholarship: Two $1000 scholarships will be awarded to students who write the best essay regarding free speech.  For more information and to apply, click here.
Application Deadline: August 1, 2015

GlobalAir.com Scholarship: Four $1000 scholarships will be awarded to students dedicated to blogging weekly about flight training, flying, school, and their interest in aviation.  For more information and to apply, click here.
Application Deadline: August 15, 2015

Grapevine Evaluations: One $1000 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: July 30, 2015

Greg Baumgartner Scholarship: One $1000 scholarship will be awarded to a student financing their college education without parental assistance.  For more information an to apply, click here.
Application Deadline: December 31, 2015   

HeadSet Plus Scholarship: One $1000 scholarship will be awarded to the student who creates the best video about a selected topic.  For more information and to apply, click here.
Application Deadline: December 31, 2015

Ignite AG Customer Advisory Board Scholarship: One $1000 scholarship will be awarded to students entering a marketing field focused around customer engagement or research.  For more information and to apply, click here.
Application Deadline: October 1, 2015

International Gem Society Clark Scholarship:  One $350 scholarship will be awarded to a student who submits the best essay on a selected topic (topic resources available in the Gemstone Encyclopedia).  For more information and to apply, click here.
Application Deadline: December 15, 2015

Izenda Embedded Bl and Analytics Scholarship: One $1000 scholarship will be awarded to one undergraduate or graduate student interested in pursuing a career that leverages analytics to improve decision making and outcomes.  For more information and to apply, click here.
Application Deadine: March 31, 2016

John Dewan Memorial Foundation Scholarship: Multiple scholarships will be provided to students who are taking at least one labor studies course and are sponsored by a member of a labor organization.  For more information and to apply, click here.
Application Deadline: February 15, annually

Lapeer County Community Foundation Scholarships: Several scholarships of varying value will be awarded to students pursuing a degree in education or agriculture.  For more information and to apply, click here.
Application Deadline: varies

Medical Malpractice Scholarship: One $1000 scholarship will be awarded to the student who writes the best reflection on a selected topic.  For more information and to apply, click here.
Application Deadline: August 1, 2015

Mesothelioma Scholarship: One $4000 scholarship will be awarded to a student who has dealt with cancer personally or within their family.  For more information and to apply, click here.
Application Deadline: December 1, 2015

MonitorMyHome.com Scholarship: One $1500 scholarship will be awarded to a student who writes the best essay on one of two topics.  For more information and to apply, click here.
Application Deadline: 5:00 PM, August 15, 2015

National Association of Hispanic Nurses (Michigan Chapter) Scholarship: Four $1000 scholarships will be awarded to Hispanic students enrolled in a nursing program at the undergraduate and graduate level.  For more information and to apply, click here.
Application Deadline: October 9, 2015

Pelican Water Scholarship: Three winners will be selected to receive a total of $3000 by writing about water conservation in young people paired with a marketing slogan to highlight a campaign.  For more information and to apply, click here.
Application Deadline: October 16, 2015

PosGuys.com Scholarship: Two $500 scholarships will be awarded to students based on academic transcripts pursuing an undergraduate or graduate degree.  For more information and to apply, click here.
Application Deadline: March 10th, annually

Post Office Locator Scholarship:  One $1000 scholarship will be awarded to a student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: September 15th, annually

Rand Marketing Web Design Scholarship: One $1000 scholarship will be awarded to an undergraduate or graduate student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: August 31, 2015

Shutterfly.com Business Scholarship:  One $10,000 scholarship will be awarded to the student ($5500) and to the primary, middle, or high school attended ($4500) who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: August 31, 2015

Shutterfly.com Graphic Design Scholarship: One $10,000 scholarship will be awarded to the student ($5500) and to the primary, middle, or high school attended ($4500) who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: August 31, 2015

Shutterfly.com Computer Science Scholarship: One $10,000 scholarship will be awarded to the student ($5500) and to the primary, middle, or high school attended ($4500) who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: August 31, 2015

Single Parent Scholarship: Two $1000 scholarships will be awarded to single parents enrolled in college courses.  For more information and to apply, click here.
Application Deadline: September 1, 2015

Software Providers Scholarship: One $1000 scholarship will be awarded to the student who best writes an essay regarding software innovation.  For more information and to apply, click here.
Application Deadline: varies

Steven M. Sweat Scholarship: One $1000 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadine: December 1, 2015

SweatBlock Social Confidence Scholarship: One $2000 scholarship will be awarded to a degree-seeking student who writes the best essay on one of three topics.  For more information and to apply, click here.
Application Deadline: July 15, annually.

Tradeshow Display Pros Scholarship: One $500 scholarship will be awarded to a student pursuing a marketing or design career.  For more information and to apply, click here.
Application Deadline: August 31, 2015

Tungsten Rings & Co. Scholarship: One $1000 scholarship will be awarded to a student who best answers four questions.  for more information and to apply, click here.
Application Deadline: October 15, 2015

Uche Essay Contest:  One $1000 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: August 14, 2015

Veteran's College Scholarship: One $500 scholarship will be awarded to a current military veteran or honorably discharged veteran or parent, sibling, child, or grandchild of a current or honorably discharged veteran.  For more information and to apply, click here.
Application Deadline: Memorial Day, annually

Whirlwind Steel Scholarship: One $1000 scholarship will be awarded to an Engineering student who writes the best essay and submits the best video.  For more information and to apply, click here.
Application deadline: July 31, 2015

White Buffalo Club Scholarship: Awarded to one student annually in the amount of $500, applicants are challenged to write a unique creative essay of a minimum 700 words on Jackson Hole, Wyoming to attract tourists to visit and vacation in the area.  For more information and to apply, click here.
Application Deadline: 12:00 PM, August 15, annually.

YourMesothelioma.com Scholarship: One $1000 scholarship will be awarded to a student who best answers three questions. For more information and to apply, click here.
Application Deadline: July 31, 2015

Zumper Apartments Scholarship: One $1000 scholarship will be awarded to students who helped classmates or community in a tremendous way.  For more information and to apply, click here.
Application Deadline: varies


Private Loans

A number of banks and lending institutions offer private loan funding to assist students with the cost of education. A co-signer may be required, depending on the student's credit history and credit worthiness. Borrow wisely and compare lenders to make a smart, long-term choice. Be wary of private loan offers which discourage you from working with your financial aid office, offer introductory rates, do not tie the loan interest rate to a fixed percentage of LIBOR or PRIME rate, or claim that you can apply and receive money immediately. OU will certify a private loan from any private lender. Many private loan options are available and students can choose to apply for a private loan with any banking institution of their choice.  If students need to utilize loans, it is best to exhaust all federal loan options before seeking a private loan.  Read more about federal and private loan options.  Although not a comprehensive list, StudentLendingAnalytics.com provides a brief overview of private loan options.

Consider these factors when shopping for a lender:

Eligibility

  • Undergraduate, Graduate, Professional Development, Certification
  • Satisfactory Academic Progress (SAP)
  • Enrollment Requirements – ie., less than half-time
  • International Students

Interest rate

  • With or without a co-borrower (co-signer)
  • Interest adjusted when and how

Fees

  • Origination fees and other charges
  • Prepayment
  • Late fees

Borrower benefits

  • Direct Debit
  • Co-borrower release
  • Graduation reward

Repayment terms

  • When does repayment begin?
  • Can principal and interest be deferred?
  • When is interest capitalized?
  • Maximum repayment period

Loan limits

  • Minimum loan amount
  • Annual and aggregate loan limits
  • Allow loans for past balances (if applicable)

Service

  • Responsive customer service
  • Student focused



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Consolidation loans combine several loans, with various repayment schedules, into one loan, requiring you to make only one monthly payment. The interest rate on a consolidation loan also may be lower than what you're currently paying on one or more of your loans. Student borrowers with at least one Federal Direct Loan may wish to consider a Direct Consolidation Loan.  

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