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Undergraduate Students

Oakland University participates in a variety of financial assistance programs to help students pay for their educational expenses.  Assistance can be awarded by Oakland University, federal and state governments, and by private sources.

T
o receive full consideration for all programs, it is recommended that all students complete the Free Application for Federal Student Aid (FAFSA) every year, as soon as possible after January 1 for the next school year. Awards depend on the availability of funds.

Financial Aid Award notifications begin in March. OU Financial Services sends an award notification to the OU email address with instructions for viewing awards on MySAIL.  In case of a change to an award, OU  Financial Services sends a revised award notification to the OU email address with instructions for viewing awards on MySAIL.  


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Incoming freshman and transfer students can use this scholarship search to determine which Oakland University scholarship awards they may qualify for.*  

You can also download the 2015 Scholarships and Financial Aid booklet for all the same award information, plus legacy scholarships and need-based aid. 

OU scholarships and grants awarded to incoming freshmen and transfer students may be renewable if you meet the Oakland University scholarship and grant renewal criteria



Note that there is no separate application for OU merit scholarships, but some awards (such as the Alumni Legacy Award, major-specific scholarships, OU-Macomb scholarships and international student scholarships) do require an additional application process.

*The scholarship search tool is intended as a guide. Some exclusions may apply.




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Search Oakland University scholarships available for current OU students. Additional scholarships may be available through various academic departments or programs and require their own application. OU offers and renews awards at its sole and absolute discretion; offers and renewals are contingent upon the availability of funds and continuation of the programs.



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*Summer attendance requires enrollment in full time OU credits (12+ credits), uses one semester of scholarship eligibility, and counts towards the renewal semesters.  Academic performance will be reviewed at the end of the summer semester to determine if the student is eligible for scholarship renewal for the following fall semester.  If the student does not complete full-time (12+ credits) and/or meet the GPA requirement for renewal, the award(s) will be cancelled for any remaining semesters at OU.

**Students participating in a Community College Partnership program must attend OU full time in their first college semester to be eligible to renew.

Students who do not meet scholarship and/or grant renewal criteria and have extenuating circumstances, such as the death of an immediate family member or a serious illness or injury of the student, can request consideration for scholarship and/or grant reinstatement.  Students who feel they have extenuating circumstances need to discuss their circumstances with a Financial Services Advisor in person or over the phone.


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Federal Grants

Undergraduate students are eligible for the Pell Grant. To view eligibility criteria, annual amounts, and aggregate limits, visit the Pell Grant page on the Federal Student Aid website. 

The Federal Supplemental Educational Opportunity Grant (FSEOG) is awarded to undergraduate students with exceptional need and based on the availability of funds. For information regarding eligibility criteria and annual amounts visit the FSEOG page on the Federal Student Aid website.

Federal Work-Study

Available to undergraduate and graduate students, work-study awards are wages that can be earned through a campus job and does not have to be repaid. Funds are limited and awarded on a first-come, first-served basis according to a student's financial need. Visit www.OUCareerLink.com to search and apply for student employment positions.

Federal Loans

Student loans:
An undergraduate student can receive federal loans without a co-signer. The most commonly awarded loans for undergraduate students are the Federal Direct Subsidized and Federal Direct Unsubsidized loans, which are awarded based on a student's financial need. The Federal Perkins loan is a limited fund awarded on a first-come, first-served basis according to a student's financial need. For more information about annual and aggregate limits, interest rates, and repayment visit the types of loans page on the Federal Student Aid website. 

Parent loans:
Parents of dependent undergraduate students are able to apply for a Federal Direct Parent PLUS loan. The Parent PLUS loan is approved or denied based on the parent's credit, and if approved, the parent is responsible for repayment. If a parent is denied for a loan based on credit, an additional amount of the Unsubsidized loan will be awarded in the student's name. An online application is available at www.studentloans.gov. For information regarding interest rates and repayment terms, visit the PLUS loans page on the Federal Student Aid website.



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Visit the State of Michigan website for information about Michigan grant programs.



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How you finance your education is a choice that will impact your life for years after graduation. Choose loan programs you can live with long term.  Government loan programs usually offer lower interest rates and more flexible repayment plans than most private/alternative loans. Maximize your borrowing from all federal loans before considering supplemental funds from a private loan. The limit on a private loan is equal to the cost of education minus other awarded financial aid.

Private Scholarships

Students are encouraged to apply for private scholarships through foundations, social and religious organizations, employers, and private donors. Create a profile at Big Future to search and apply for private scholarships. Below are additional private scholarships for which students may apply.

American Association of University Women: Two $2500 scholarships will be awarded to female sophomore or junior students whose home residence is in Jackson County, MI.  For more information and to apply, click here.
Application Deadline: March 31, 2015

American Business Women's Association: One $1500 scholarship will be awarded to a female student attending college courses in the Fall of 2015.  For more information and to apply, email education@abwa-greateroakland.org.
Application Deadline: March 30, 2015

American Residential Warranty Scholarship: One $1000 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: March 31, 2015

Annuity.org Scholarship: One $2000 and one $1000 scholarship will be awarded to the students who best write essays detailing how they would invest their money after winning a hypothetical lottery.  For more information and to apply, click here.
Application Deadline: May 1, 2015

Automotive Women's Alliance Foundation Scholarship: Scholarships are awarded quarterly to female, North American citizens, with a passion for a career or advancement in automotive and related industries.  For more information and to apply, click here.  
Application Deadline: varies

BestCounselingDegrees.net Scholarship: One $2000 scholarship will be awarded to a graduate or undergraduate student enrolled in a counseling program.  For more information and to apply, click here.
Application Deadline: April 15 and October 15 annually.

Christian Record Services for the Blind Scholarship: Undergraduate students enrolled full time who are considered legally blind (20/200 with correction) can apply for a scholarship.  For more information and to apply, click here.
Application Deadline: April 1 annually

Classic Diamond House Scholarship: A $1000 scholarship is given annually to the student who submits the most compelling essay about diamonds.   For more information and to apply, click here.  
Application Deadline: May 15, annually.

Cliffside Malibu Scholarship: Three scholarships with a total value of $18,500 are given annually to students who submit the best work in one of four categories: video, design, research, or programming.  For more information and to apply, click here.  
Application Deadline: varies per semester.

Community Foundation for Southeast Michigan: A number of scholarships are available to students who have graduated from certain high schools in the southeast region of Michigan, dependents of parents who are employed by certain companies in southeast Michigan.  For more information and to apply, click here.
Application Deadline: varies.

CompareCards Scholarship: One $2500 scholarship will be awarded monthly to the student who passes rounds of trivia questions and correctly answers a final question.  For more information and to apply, click here.
Admission Deadline: varies

Congressional Black Caucus Foundation Scholarships:  A number of scholarships offered by the CBC Foundation are available for application.  For more information and to apply, click here.  
Application Deadlines: varies 

Create A Greeting Card Scholarship: One $10,000 scholarship will be offered to a student seeking a college degree who submits a unique photo, piece of artwork, or computer graphic for the front of a greeting card.. For more information and to apply, click here.  
Application Deadline: February 18, 2015.

Disabled Veteran's Scholarship: Scholarships ranging from $500 to $1000 will be awarded to disabled veterans who write the best essays regarding challenges they have faced and how the experience has prepared them to overcome challenges faced as students.  For more information and to apply, click here.
Application Deadline: June 1, 2015

Discount Park and Ride Scholarship: One $2500 scholarship will be awarded to the student with the best business idea and proposal.  For more information and to apply, click here.
Application Deadline: June 14, 2015

Dolman Law Scholarship: One $1100 scholarship will be awarded to a current or prospective college student attending college during the 2015-2016 school year.  For more information and to apply, click here.
Application Deadline: January 15, 2015

Double D Trailers Scholarship: One $500 scholarship will be offered to a student seeking a college degree who demonstrate an interest in horses through ownership or involvement in equine organizations and activities. For more information and to apply, click here.  
Application Deadline: May 1, annually.

Double D Trailers Scholarship: One $5000 scholarship will be offered to an undergraduate or graduate student pursuing an engineering design degree. For more information and to apply, click here.  
Application Deadline: May 1, annually.

Dutch Crafters Heritage Scholarship: Awarded based on academic achievement and financial need.  Must have a 3.0 GPA or higher and complete an essay.  For more information and to apply, click here.
Application Deadline: May 1, 2014 

Expert Institute's Annual Healthcare and Life Sciences Scholarship:  One $1000 scholarship will be awarded to a student pursuing a degree related to healthcare or the life sciences.  For more information and to apply, click here
Application Deadline: December 31, 2015

Goedeker's Appliances Book Scholarship: Two $500 scholarships and four $100 scholarships for Fall 2015 will be offered to the student who best and most creatively describes why college attendance and field of study are important to the applicant.  For more information and to apply, click here.
Application Deadline: July 31, 2015

Google Lime Scholarship: One $10,000 scholarship will be offered to an undergraduate or graduate student in the U.S. who will be pursuing a Computer Science or Computer Engineering degree in the 2015-2016 school year and who has a visible or invisible disability.  For more information and to apply, click here.
Application Deadline: January 18, 2015

Government Financial Officers Association: Multiple scholarships will be awarded to students pursuing careers in state or local government finance.  For more information and to apply, click here.
Application Deadline: February 20, 2015. 

GreenPal Small Business Scholarship: Awarded to a student currently running a small business while attending college or have a small business idea to start while attending college.  For more information and to apply, click here.
Application Deadline: February 28, 2015

HotelsCheap.org Scholarship: One $1500 scholarship will be awarded to a student with the best overall application responses, career objectives, and financial need.  For more information and to apply, click here.
Application Deadline: April 15, 2015.

Interior Deluxe Scholarship: One $1500 scholarship will be offered to an undergraduate, graduate, or adult-learner student.  For more information and to apply, click here.  
Application Deadline: April 15, 2015

Internet of Things Scholarship: One $1000 scholarship will be awarded to a student who best writes an essay about the evolution of internet connectivity.  For more information and to apply, click here.
Application Deadline: March 1, 2015

Internet Security Scholarship: One $1000 scholarship will be awarded to the student who writes the best essay about the future of internet security.  For more information and to apply, click here.
Application Deadline: March 1, 2015

John Dewan Memorial Foundation Scholarship: Multiple scholarships will be provided to students who are taking at least one labor studies course and are sponsored by a member of a labor organization.  For more information and to apply, click here.
Application Deadline: February 15, annually

JRC Insurance Group Scholarship: One $1000 scholarship each semester will be awarded to a high school senior or college student who best explains why the family breadwinners' incomes should be protected by life insurance, and the characteristics displayed by those who put their family first.  For more information and to apply, click here.
Application Deadline: April 1, 2015

Levin Firm Scholarships: Two $1000 scholarships will be awarded to students who submit the best essay.  For more information and to apply, click here.
Application Deadline: January 31, 2015

Marketing EDGE Scholarships: Scholarships are awarded to undergraduate and graduate students studying and pursuing careers in the field of marketing.  For more information and to apply, click here.
Application Deadline: April 15, 2015

Michigan Association for the Education of Young Children Student Leadership Scholarship: One $1000 scholarship will be awarded to a student who has completed 60 credit hours and is majoring or minoring in Early Childhood Education, Child Development, or a related field.  For more information and to apply, click here.
Application Deadline: March 2, 2015

Meijer/Grand Rapids Community Foundation Scholarship: One hundred $2500 scholarships and two $10,000 scholarships will be awarded to students who work at Meijer or have a parent/guardian who works at Meijer.  For more information and to apply, click here.
Application Deadline: April 1, 2015

Mometrix College Scholarship: Three scholarships valued at $5000, $2000, and $1000 will be awarded to the top ideas regarding test preparation practice.  For more information and to apply, click here.
Application Deadline: May 22, 2015

Nazareth Association: Several scholarships are offered to students attending college courses.  For more information and to apply, click here.
Application Deadline: March 15, 2015

Pelican Water Scholarship: Three winners will be selected to receive a total of $3000 by writing about water conservation in young people paired with a marketing slogan to highlight a campaign.  For more information and to apply, click here.
Application Deadline: April 17, 2015 and October 16, 2015

Rasor Law Firm Scholarship: Two students will receive scholarships in the amount of $1000 and $500 for the best video advertising a law firm.  For more information and to apply, click here.
Application Deadline: March 31, 2015

Senior Care Innovation Scholarship: A Place for Mom offers a $1000 scholarship to an undergraduate or graduate student enrolled in a nursing, social science, or medical program who is planning to work with senior citizens.  For more information and to apply, click here
Application Deadline: April 15, 2015.

Sertoma Scholarship for the Hard of Hearing or Deaf: Awarded to students with clinically significant bilateral hearing loss who are undergraduate students.  For more information and to apply, click here
Application Deadline: May 1, 2015

Single Parent Scholarship: Two $1000 scholarships will be awarded to single parents enrolled in college courses.  For more information and to apply, click here.
Application Deadline: September 1, 2015

Software Providers Scholarship: One $1000 scholarship will be awarded to the student who best writes an essay regarding software innovation.  For more information and to apply, click here.
Application Deadline: varies

Spokeo Connections Scholarship: One $1000 scholarship will be awarded to a student with a 3.0 GPA or higher and the best essay.  For more information, click here.  
Application Deadline: July 1, 2015

Stewart J. Guss College Student Scholarship: One $1000 scholarship will be awarded to the student who writes the best essay on a selected legal topic.  For more information and to apply, click here.
Application Deadline: March 1, 2015

SweatBlock Social Confidence Scholarship: One $2000 scholarship will be awarded to a degree-seeking student who writes the best essay on one of three topics.  For more information and to apply, click here.
Application Deadline: July 15, annually.

TheHealthy.com Scholarship: One $500 scholarship will be awarded to a student who writes the best essay on a selected topic.  For more information and to apply, click here
Application Deadline: July 15, 2015

Vititoe Veterans' Descendants Scholarship: One $1000 scholarship will be awarded to a student whose biological or step-parent, grandparent, or great grandparent served in the military.  For more information and to apply, click here.
Application Deadline: March 31, 2015

White Buffalo Club Scholarship: Awarded to one student annually in the amount of $500, applicants are challenged to write a unique creative essay of a minimum 700 words on Jackson Hole, Wyoming to attract tourists to visit and vacation in the area.  For more information and to apply, click here.
Application Deadline: 12:00 PM, August 15, annually.

Wifi Security Scholarship: One $1000 scholarship will be awarded to a student who best creates a video about staying safe while accessing public wifi.  For more information and to apply, click here.
Application Deadline: March 1, 2015

Zonta Club Scholarship: Several scholarships are offered to women enrolled in college courses.  For more information and to apply, click here.
Application Deadline: March 13, 2015

Private Loans

A number of banks and lending institutions offer private loan funding to assist students with the cost of education. A co-signer may be required, depending on the student's credit history and credit worthiness. Borrow wisely and compare lenders to make a smart long term choice. Be wary of private loan offers which discourage you from working with your financial aid office, offer introductory rates, do not tie the loan interest rate to a fixed percentage of LIBOR or PRIME rate, or claim that you can apply and receive money immediately. OU will certify a private loan from any private lender. Many private loan options are available. Students can find lenders on websites such as Student Lending Analytics

Consider these factors when shopping for a lender:

Eligibility

  • Undergraduate, Graduate, Professional Development, Certification
  • Satisfactory Academic Progress (SAP)
  • Enrollment Requirements – ie., less than half-time
  • International Students

Interest rate

  • With or without a co-borrower (co-signer)
  • Interest adjusted when and how

Fees

  • Origination fees and other charges
  • Prepayment
  • Late fees

Borrower benefits

  • Direct Debit
  • Co-borrower release
  • Graduation reward

Repayment terms

  • When does repayment begin?
  • Can principal and interest be deferred?
  • When is interest capitalized?
  • Maximum repayment period

Loan limits

  • Minimum loan amount
  • Annual and aggregate loan limits
  • Allow loans for past balances (if applicable)

Service

  • Responsive customer service
  • Student focused



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Consolidation loans combine several loans, with various repayment schedules, into one loan, requiring you to make only one monthly payment. The interest rate on a consolidation loan also may be lower than what you're currently paying on one or more of your loans. Student borrowers with at least one Federal Direct Loan may wish to consider a Direct Consolidation Loan.  

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