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Graduate Students

Oakland University participates in a variety of financial assistance programs to help students pay for their educational expenses. Assistance can be awarded by Oakland University, federal government, and by private sources. 
 
To receive full consideration for all programs, it is recommended that all students complete the Free Application for Federal Student Aid (FAFSA) every year, as soon as possible after January 1 for the next school year. Awards depend on the availability of funds.

Financial Aid Award notifications begin in March. OU Financial Services sends an award notification to the OU email address with instructions for viewing awards on MySAIL.  In case of a change to an award, OU  Financial Services sends a revised award notification to the OU email address with instructions for viewing awards on MySAIL.  Students in an eligible graduate or post-master's certificate program may qualify for financial aid.
OU GRANTS
& SCHOLARSHIPS
GRADUATE
ASSISTANTSHIPS
FELLOWSHIPS
FEDERAL
AID
PRIVATE
AID
LOAN
CONSOLIDATION

OU offers and renews awards at its sole and absolute discretion; offers and renewals are contingent upon the availability of funds and continuation of the programs.



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The Oakland University Assistantship programs provide students an opportunity to gain professional experiences, which enhance graduate instruction and research, while contributing financial assistance to the successful completion of a graduate degree. Oakland University budgets financial resources for a number of graduate assistantships that are made available to full-time, degree-seeking graduate students. 

Eligibility and Requirements for a Graduate Assistantship Appointment

  • Students must have “regular” admission status to a specific graduate degree program.
  • Students must be in good academic standing (3.0 GPA).
  • ALL students with graduate assistantships are expected to maintain a full-time enrollment status at Oakland University during the semester(s) for which they are appointed.
  • Graduate Assistants must maintain an overall grade-point average of 3.00 AND show satisfactory progress toward completing degree requirements.
  • Students may not hold other employment positions during the term of appointment, either at Oakland or elsewhere, without prior written permission from their faculty adviser and Graduate Study and Lifelong Learning.
Interest Form
Graduate Assistantship Interest form 

Notify academic departments of your interest in receiving an assistantship. Although graduate assistantships may be awarded without submission of this form, the information on this form provides academic departments pertinent details often associated with review of assistantships awards.

Eligible graduate students should send their completed copy of the form to:

Evonne Mitchell
Graduate Study and Lifelong Learning
520 O'Dowd Hall
Rochester, MI 48309.

Submit questions or concerns to Evonne Mitchell at mitchel3@oakland.edu.

Graduate Assistant Posted Positions

The majority of Graduate Assistantships at OU are offered through academic departments and might NOT appear on this page. Graduate students interested in assistantship opportunities should also talk with their advisor and other faculty members within their department.

Graduate Assistant - The Honors College (PDF)
Establish Graduate Assistant program for The Honors College, prepare manual. Assist upper-level undergraduate Honors College students to prepare for graduate school...

Graduate Assistant - Office of Undergraduate Admissions (PDF)
The GA, under the direction of the Visit Coordinator or Communications Coordinator, is involved in a variety of activities including recruitment program planning and implementation support, coordination of the campus visit program, and organization of the student admissions ambassador program. 


Detailed information regarding Graduate Assistantships can be found in the Graduate Catalog.

 

Oakland University supports the Council of Graduate Schools Resolution Regarding Graduate Scholars, Fellows, Trainees and Assistants.



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King-Chavez-Parks Future Faculty Fellowship

The King-Chavez-Parks Future Faculty Fellowship Program (KCP) was established in 1986 by the Michigan State Legislature. The purpose of the program is to increase the pool of traditionally underrepresented candidates pursuing faculty teaching careers in postsecondary education. Preference will not be given to applicants on the basis of race, color, ethnicity, sex, or national origin. Applications from women, men, people with disabilities, and individuals from cultural, linguistic, geographic, and socio-economic backgrounds who would otherwise not adequately be represented in the graduate student and faculty populations are encouraged to apply.

The KCP Fellowships are funded from an annual State of Michigan appropriation to Oakland University. Graduate Study and Lifelong Learning holds a competition for KCP awards and provides recipients with financial assistance to pursue master's and/or doctoral degrees. A master's recipient can receive a maximum stipend of $20,000, and a doctoral fellow can receive a maximum stipend of $35,000.

The tuition for KCP fellows is paid by Graduate Study and Lifelong Learning as long as the recipient

  1. remains in good academic standing,
  2. enrolls for a minimum of 16 credit hours each calendar year, and
  3. enrolls in courses that satisfy degree requirements.

Awarded Fellows must file a request for tuition reduction each term they are enrolled.

The King-Chavez-Parks Future Faculty Fellowship Program is administered by Graduate Study and Lifelong Learning with the support of the Workforce Development Agency

ELIGIBILITY

To be eligible for this Fellowship, a candidate must:

  • be admitted into an Oakland University graduate degree program that facilitates a career in postsecondary education;
  • be a U.S. citizen or permanent resident;
  • be a Michigan resident as defined by Oakland University;
  • be in good academic standing as defined by Oakland University;
  • not be a current recipient of a KCP Fellowship Award at another institution;
  • not have received another KCP Fellowship Award for the same degree level (master's or doctorate); possession of a doctoral degree disqualifies a candidate from holding a KCP Fellowship;
  • not currently be in default status on any guaranteed student loan and/or a KCP loan
APPLICATION PROCESS

Eligible students who are enrolled currently or admitted into a graduate degree program at Oakland University may complete the application and submit it, along with supporting documents by the December 12 deadline date. The complete Fellowship application is composed of the following six parts:

  • KCP application form
  • Two recommendation forms (PDF) which should be current and speak to the Fellowship;.
  • A letter from the academic program coordinator or department chair indicating the student will satisfactorily complete the intended degree in a reasonable time. For students admitted to master's programs with the expectation of completing the doctorate at Oakland University or at another Michigan university, this letter must also address the likelihood of the student being admitted to such a doctoral program;
  • A personal statement which indicates the applicant's academic and career goals are in postsecondary education;
  • A resume or curriculum vitae - a brief statement of the applicant's educational and scholarly achievements.

Application must be complete in order to be reviewed.
SUBMIT ALL PARTS OF THE APPLICATION TO:
KCP Fellowship Award
Graduate Study and Lifelong Learning
Oakland University
520 O'Dowd Hall
Rochester, MI 48309

SELECTION AND AWARD

A selection committee reviews applications annually and recommends the candidates to receive the award to the executive director of Graduate Study and Lifelong Learning. Selections are made on a competitive basis using criteria that include academic performance, research accomplishments and potential, recommendation letters, and the personal statement. Fellowship decisions are not subject to appeal.

Award notifications will be sent by mail no later than end of April.

CONDITIONS FOR ACCEPTANCE

Future Faculty Fellows agree to complete a master's degree within four years and a doctoral degree within eight years of receiving the Fellowship, and are obligated, by signed agreement, to remain in postsecondary faculty teaching or administration in a public or private, 2- or 4-year, in-state or out-of-state postsecondary institution for a minimum of three years equivalent full-time.

Fellows who do not fulfill the teaching and/or other obligations of their fellowship agreement may be placed in Default, which results in their fellowship converting to a loan (referred to as a KCP Loan) that the Fellow repays to the State of Michigan.

Contact Graduate Study and Lifelong Learning  at (248) 370-4052 if you have additional questions.



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Federal Student aid comes from the U.S. Department of Education as a result of filing a FAFSA. There are three categories of federal aid:

Grants

Federal Traineeship Grants:
The School of Nursing applies each year for Federal Traineeship Grants. Funds for the traineeship come from the Bureau of Health Professions, Health Resources and Services Administration (HRSA). The purpose is to support traineeships for licensed registered nurses enrolled as full-time graduate students, first-year Nurse Anesthesia students, part-time students in the last 12 months of their program, or full-time students beyond the twelfth month of study in a master’s nurse anesthesia program.

The Federal TEACH Grant:
Offered to students in a master’s degree program which leads toward teaching. The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides $4,000 in annual grant. The maximum cumulative award is $8,000 (two years). Less than full time students have the same cumulative maximum, but have prorated annual awards. Candidates must agree to serve as full-time teachers at certain schools serving low-income students, and teach subjects within certain high-need fields (foreign language, mathematics, reading specialist, science, special education) for at least four academic years within eight years of completing the course of study for which the grant was received.  If a grant recipient does not fulfill the teaching obligation, the TEACH grant funds convert to a Direct unsubsidized loan that must be repaid with interest. Requires completion of the FAFSA

Work-Study

Available to graduate and undergraduate students, work-study awards are wages that can be earned through a campus job and does not have to be repaid. Funds are limited and awarded on a first-come, first-served basis according to a student's financial need. Visit www.OUCareerLink.com to search and apply for student employment positions.

Loans

A graduate student can receive a Federal Unsubsidized loan without a co-signer. To view annual and aggregate loan limits, visit the loans page on the Federal Student Aid website. .

Graduate students are able to apply for a Federal Direct Graduate PLUS loan. The Graduate PLUS loan is approved or denied based on the graduate student's credit. An online application is available at www.studentloans.gov. For information regarding interest rates and repayment terms, visit the PLUS loans page on the Federal Student Aid website..


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How you finance your education is a choice that will impact your life for years after graduation. Private scholarships are abundantly available for students from organizations, foundations, companies, and individuals.  Students can increase the probability they will be selected for private scholarships by increasing the number of applications submitted.  View additional private scholarships on Goodcall.com and CollegeBoard.org

Choose loan programs you can live with long term.  Government loan programs usually offer lower interest rates and more flexible repayment plans than most private/alternative loans. Maximize your borrowing from all federal loans before considering supplemental funds from a private loan. The limit on a private loan is equal to the cost of education minus other awarded financial aid.

Private Scholarships

Abbott and Fenner Scholarship: One $1000 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: June 15, 2015

Albertson and Davidson Scholarship: One $2500 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: August 15, 2015

American Addiction Centers: One $5000 scholarship and two $2500 scholarships will be awarded to students majoring in behavior health, nursing, counseling, psychology, social work, marriage/family therapy, or other program focusing on treating mental health and/or substance abuse issues.  For more information and to apply, click here.
Application Deadline: May 31, 2015

American Business Women's Association: Six $2000 scholarships will be awarded in partnership with six other organizations.  For more information and to apply, click the following links: 
Minerva Associates (Deadline: December 31, 2015)
soccerloco (Deadline: December 19, 2015)
Keating Dental Arts (Deadline: May 24, 2015)
Unhinge (Deadline: December 19, 2015)
NAPS (Deadline: December 31, 2015)
Application Deadline: see above

American Graphics Institute: One $1000 will be awarded twice annually to a part-time or full-time student.  For more information and to apply, click here.
Application Deadline: January and August, annually.

Apartment List Scholarship: One $2500 scholarship will be awarded to a student who exemplifies one of the company's core values.  For more information and to apply, click here.
Application Deadline: June 1, 2015 and December 1, 2015

Astanza Annual Scholarship: One $2500 scholarship will be awarded to students majoring in physics, biology, engineering, medicine, nursing, or other natural and applied science fields.  For more information and to apply, click here.
Application Deadline: June 30, 2015

Autism Scholarship: Two $1000 scholarships will be awarded to individuals directly affected by autism.  For more information and to apply, click here.
Application Deadline: June 30, 2015

Automotive Women's Alliance Foundation Scholarship: Scholarships are awarded quarterly to female, North American citizens, with a passion for a career or advancement in automotive and related industries.  For more information and to apply, click here.  
Application Deadline: varies

Avrek Distracted Driving Scholarship: Three scholarships ($5000, $2500, and $1250) will be awarded to students who best answer an essay regarding safe driving.  For more information and to apply, click here.
Application Deadline: June 1, 2015

Belltown Spine and Wellness Scholarship: One $1000 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here
Application Deadline: August 1, 2015

BestCounselingDegrees.net Scholarship: One $2000 scholarship will be awarded to a graduate or undergraduate student enrolled in a counseling program.  For more information and to apply, click here.
Application Deadline: April 15 and October 15 annually.

BestLifeRates.org Scholarship: One $1000 scholarship will be awarded to a student who best portrays the emotional characteristics of life insurance with use of photography, video, and music.  For more information and to apply, click here.
Application Deadline: August 31, 2015

Brandon Bonkowski Scholarship: Two $1000 scholarships will be awarded to students who write the best essays on select topics.  For more information and to apply, click here.
Application Deadline: June 15, 2015

Caregiver Scholarship: One $3000 scholarship will be awarded to a student seeking education in a field related to the care of the injured and disabled.  For more information and to apply, click here.
Application Deadline: July 17, 2015

Caring.com Scholarship: One $1500 scholarship will be awarded to a student who cares for an aging relative.  For more information and to apply, click here.
Application Deadline: May 31, 2015

Chipotle's Cultivating Creativity Student Essay Contest: Ten $20,000 scholarships will be awarded to students who write the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: May 31, 2015

Christian Record Services for the Blind Scholarship: Undergraduate students enrolled full time who are considered legally blind (20/200 with correction) can apply for a scholarship.  For more information and to apply, click here.
Application Deadline: April 1, annually

Classic Diamond House Scholarship: A $1000 scholarship is given annually to the student who submits the most compelling essay about diamonds.   For more information and to apply, click here.  
Application Deadline: May 15, annually.

Cliffside Malibu Scholarship: Three scholarships with a total value of $18,500 are given annually to students who submit the best work in one of four categories: video, design, research, or programming.  For more information and to apply, click here.  
Application Deadline: varies per semester.

Cmple.com Scholarship: One $1000 scholarship will be awarded to an undergraduate or graduate student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: May 30, 2015

COIT Omaha Cleaning Checklist Scholarship: One $1500 scholarship will be awarded to a student who best compiles a Cleaning Checklist.  For more information and to apply, click here.
Application Deadline: August 1, 2015

Community Foundation for Southeast Michigan: A number of scholarships are available to students who have graduated from certain high schools in the southeast region of Michigan, dependents of parents who are employed by certain companies in southeast Michigan.  For more information and to apply, click here.
Application Deadline: varies

CompareCards Scholarship: One $2500 scholarship will be awarded monthly to the student who passes rounds of trivia questions and correctly answers a final question.  For more information and to apply, click here.
Admission Deadline: varies

Congressional Black Caucus Foundation Scholarships:  A number of scholarships offered by the CBC Foundation are available for application.  For more information and to apply, click here.  
Application Deadline: varies 

CountyOffice.org Scholarship: One $1000 scholarship will be awarded to the student who best writes an essay on a selected topic.  For more information and to apply, click here.
Application Deadline: September 30, 2015

Debt.com Scholarship: One $500 scholarship will be awarded to the student who writes the best essay and applies for the most private scholarships.  For more information and to apply, click here.
Application Deadline: June 1, 2015

DietSpotlight.com Scholarship: Three scholarships (1 - $3000, 3-$1000) will be awarded to the students who write the best essays on a selected topic.  For more information and to apply, click here.
Application Deadline: December 31, 2015

Disabled Veteran's Scholarship: Scholarships ranging from $500 to $1000 will be awarded to disabled veterans who write the best essays regarding challenges they have faced and how the experience has prepared them to overcome challenges faced as students.  For more information and to apply, click here.
Application Deadline: June 1, 2015

Discount Park and Ride Scholarship: One $2500 scholarship will be awarded to the student with the best business idea and proposal.  For more information and to apply, click here.
Application Deadline: June 14, 2015

Dolman Law Group Scholarship: One $1100 scholarship will be awarded to a student who completes the best video essay on a selected topic.  For more information and to apply, click here.
Application Deadline: July 22, 2015

Double D Trailers Scholarship: One $500 scholarship will be offered to a student seeking a college degree who demonstrate an interest in horses through ownership or involvement in equine organizations and activities. For more information and to apply, click here.  
Application Deadline: May 1, annually.

Double D Trailers Scholarship: One $5000 scholarship will be offered to an undergraduate or graduate student pursuing an engineering design degree. For more information and to apply, click here.  
Application Deadline: May 1, annually

DrugNews.net Scholarship: One $1000 scholarship will be awarded to a current college student who writes the best essay regarding his or her desire to pursue a career in biology, medicine, bio-medical engineering, or drug research.  For more information and to apply, click here.
Application Deadline: July 31, 2015

Eraser Clinic Laser Tattoo Removal Scholarship: One $1000 scholarship will be offered to students pursuing higher education with an emphasis in nursing, medicine, natural sciences, applied sciences, engineering, or related field.  For more information and to apply, click here.
Application Deadline: June 30, 2015 and November 30, 2015

Expert Institute's Annual Healthcare and Life Sciences Scholarship:  One $1000 scholarship will be awarded to a student pursuing a degree related to healthcare or the life sciences.  For more information and to apply, click here
Application Deadline: December 31, 2015

Flosum Scholarship: One $750 scholarship will be awarded to a student pursuing a bachelor's degree in computer engineering, computer science, electrical engineering, physics, or mathematics.  For more information and to apply, click here.
Application Deadline: December 15, 2015

Free Speech Scholarship: Two $1000 scholarships will be awarded to students who write the best essay regarding free speech.  For more information and to apply, click here.
Application Deadline: August 1, 2015

Gagne, Scherer & Associates, LLC Scholarship: One $1200 scholarship will be awarded to the essay contest winner.  For more information and to apply, click here.
Application Deadline: July 17, 2015

Goedeker's Appliances Book Scholarship: Two $500 scholarships and four $100 scholarships for Fall 2015 will be offered to the student who best and most creatively describes why college attendance and field of study are important to the applicant.  For more information and to apply, click here.
Application Deadline: July 31, 2015

Goodwin and Scieszka Innovation Scholarship: One $1000 scholarship, and two $500 scholarships will be awarded to students based on academic merit and scholarship essay.  For more information and to apply, click here.
Application Deadline: June 1, 2015

Grapevine Evaluations: One $1000 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: July 30, 2015

Greg Baumgartner Scholarship: One $1000 scholarship will be awarded to a student financing their college education without parental assistance.  For more information an to apply, click here.
Application Deadline: December 31, 2015   

HeadSet Plus Scholarship: One $1000 scholarship will be awarded to the student who creates the best video about a selected topic.  For more information and to apply, click here.
Application Deadline: December 31, 2015

HRIS Payroll Software Scholarship: One $1000 scholarship will be offered to an undergraduate or graduate student who has shown achievement in college and a commitment to work in human resources.  For more information and to apply, click here.
Application Deadline: June 30, 2015 

Ignite AG Customer Advisory Board Scholarship: One $1000 scholarship will be awarded to students entering a marketing field focused around customer engagement or research.  For more information and to apply, click here.
Application Deadline: October 1, 2015

Ink Addict Scholarships: One $1000 and one $500 scholarship will be awarded to an undergraduate or graduate student pursuing Graphic Design or Art degree.  For more information and to apply, click here.
Application Deadline: June 15, 2015

International Gem Society Clark Scholarship:  One $350 scholarship will be awarded to a student who submits the best essay on a selected topic (topic resources available in the Gemstone Encyclopedia).  For more information and to apply, click here.
Application Deadline: December 15, 2015

John Dewan Memorial Foundation Scholarship: Multiple scholarships will be provided to students who are taking at least one labor studies course and are sponsored by a member of a labor organization.  For more information and to apply, click here.
Application Deadline: February 15, annually

Lapeer County Community Foundation Scholarships: Several scholarships of varying value will be awarded to students pursuing a degree in education or agriculture.  For more information and to apply, click here.
Application Deadline: varies

Law Offices of Mark L. Horwitz General Education Scholarship: One $1000 scholarship will be awarded to an undergraduate student  with a 3.0 GPA or higher.  For more information and to apply, click here
Application Deadline: July 15, 2015

Levin Law Firm Scholarship: One $1000 scholarship will be awarded to a student with the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: July 17, 2015

Medical Malpractice Scholarship: One $1000 scholarship will be awarded to the student who writes the best reflection on a selected topic.  For more information and to apply, click here.
Application Deadline: August 1, 2015

Mesothelioma Scholarship: One $4000 scholarship will be awarded to a student who has dealt with cancer personally or within their family.  For more information and to apply, click here.
Application Deadline: December 1, 2015

Mesothelioma.net Scholarship: One $1000 scholarship will be awarded to a student who writes the best essay regarding a selected topic.  For more information and to apply, click here.
Application Deadline: May 31, 2015

Mometrix College Scholarship: Three scholarships valued at $5000, $2000, and $1000 will be awarded to the top ideas regarding test preparation practice.  For more information and to apply, click here.
Application Deadline: May 22, 2015

National Association of Hispanic Nurses (Michigan Chapter) Scholarship: Four $1000 scholarships will be awarded to Hispanic students enrolled in a nursing program at the undergraduate and graduate level.  For more information and to apply, click here.
Application Deadline: October 9, 2015

Novus Biologicals Scholarship Program: One $1500 scholarship will be awarded twice annually to students pursuing a degree in a science related field.  For more information and to apply, click here.
Application Deadline: July 10, 2015

Pelican Water Scholarship: Three winners will be selected to receive a total of $3000 by writing about water conservation in young people paired with a marketing slogan to highlight a campaign.  For more information and to apply, click here.
Application Deadline: October 16, 2015

PosGuys.com Scholarship: Two $500 scholarships will be awarded to students based on academic transcripts pursuing an undergraduate or graduate degree.  For more information and to apply, click here.
Application Deadline: March 10th, annually

Post Office Locator Scholarship:  One $1000 scholarship will be awarded to a student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: September 15th, annually

Rand Marketing Web Design Scholarship: One $1000 scholarship will be awarded to an undergraduate or graduate student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: August 31, 2015

Reiff and Bily Legal Scholarship: One $1000 scholarship will be offered to a student who is studying for a career in the legal field.  For more information and to apply, click here.
Application Deadline: July 1, 2015

Remote DBA Scholarship: One $3500 scholarship will be awarded to a student pursuing studies in computer science or computer engineering.  For more information and to apply, click here.
Application Deadline: July 1, 2015

Single Parent Scholarship: Two $1000 scholarships will be awarded to single parents enrolled in college courses.  For more information and to apply, click here.
Application Deadline: September 1, 2015

Software Providers Scholarship: One $1000 scholarship will be awarded to the student who best writes an essay regarding software innovation.  For more information and to apply, click here.
Application Deadline: varies

Spokeo Connections Scholarship: One $1000 scholarship will be awarded to a student with a 3.0 GPA or higher and the best essay.  For more information, click here.  
Application Deadline: July 1, 2015

Stroble Law Bi-Annual Scholarship: One $500 scholarship will be awarded bi-annually to the student who best answers an essay question.  For more information and to apply, click here.
Application Deadline: August 15, 2015

Structured Settlement Quotes Scholarship: Two scholarships ($2000 and $1000) will be awarded to the students who submit the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: July 1, 2015

SweatBlock Social Confidence Scholarship: One $2000 scholarship will be awarded to a degree-seeking student who writes the best essay on one of three topics.  For more information and to apply, click here.
Application Deadline: July 15, annually.

TheHealthy.com Scholarship: One $500 scholarship will be awarded to a student who writes the best essay on a selected topic.  For more information and to apply, click here
Application Deadline: July 15, 2015

Tungsten Rings & Co. Scholarship: One $1000 scholarship will be awarded to a student who best answers four questions.  for more information and to apply, click here.
Application Deadline: October 15, 2015

Uche Essay Contest:  One $1000 scholarship will be awarded to the student who writes the best essay on a selected topic.  For more information and to apply, click here.
Application Deadline: August 14, 2015

Veteran's College Scholarship: One $500 scholarship will be awarded to a current military veteran or honorably discharged veteran or parent, sibling, child, or grandchild of a current or honorably discharged veteran.  For more information and to apply, click here.
Application Deadline: Memorial Day, annually

White Buffalo Club Scholarship: Awarded to one student annually in the amount of $500, applicants are challenged to write a unique creative essay of a minimum 700 words on Jackson Hole, Wyoming to attract tourists to visit and vacation in the area.  For more information and to apply, click here.
Application Deadline: 12:00 PM, August 15, annually.

YourMesothelioma.com Scholarship: One $1000 scholarship will be awarded to a student who best answers three questions. For more information and to apply, click here.
Application Deadline: July 31, 2015

ZipConferencing.com Scholarship: One $2500 scholarship will be awarded to a student enrolled in a communications, marketing, and/or business school student.  For more information and to apply, click here.
Application Deadline: June 30, 2015

Zumper Apartments Scholarship: One $1000 scholarship will be awarded to students who helped classmates or community in a tremendous way.  For more information and to apply, click here.
Application Deadline: varies


Private Loans

A number of banks and lending institutions offer private loan funding to assist students with the cost of education. A co-signer may be required, depending on the student's credit history and credit worthiness. Borrow wisely and compare lenders to make a smart long term choice. Be wary of private loan offers which discourage you from working with your financial aid office, offer introductory rates, do not tie the loan interest rate to a fixed percentage of LIBOR or PRIME rate, or claim that you can apply and receive money immediately. OU will certify a private loan from any private lender. Many private loan options are available. Students can find lenders on websites such as Student Lending Analytics

Consider these factors when shopping for a lender:

Eligibility

  • Undergraduate, Graduate, Professional Development, Certification
  • Satisfactory Academic Progress (SAP)
  • Enrollment Requirements – ie., less than half-time
  • International Students

Interest rate

  • With or without a co-borrower (co-signer)
  • Interest adjusted when and how

Fees

  • Origination fees and other charges
  • Prepayment
  • Late fees

Borrower benefits

  • Direct Debit
  • Co-borrower release
  • Graduation reward

Repayment terms

  • When does repayment begin?
  • Can principal and interest be deferred?
  • When is interest capitalized?
  • Maximum repayment period

Loan limits

  • Minimum loan amount
  • Annual and aggregate loan limits
  • Allow loans for past balances (if applicable)

Service

  • Responsive customer service
  • Student focused



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Consolidation loans combine several loans, with various repayment schedules, into one loan, requiring you to make only one monthly payment. The interest rate on a consolidation loan also may be lower than what you're currently paying on one or more of your loans. Student borrowers with at least one Federal Direct Loan may wish to consider a Direct Consolidation Loan.  

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