Oakland University United Healthcare Student Insurance Plan Enrollment Forms

Any health insurance policy chosen/purchased by an OU International J-1 Student or Scholar must include the following:

1. English translation with U.S. dollar amounts (Policies in another language or currency will be returned for official translation.) 

2. Worldwide scope of benefits 

3. Start & End Dates of coverage 

4. In-Patient & Out-Patient coverage for both sickness & accident 

5. Deductible: No more than $500 per individual & per accident or illness 
and/or
Co-Paid Insurance that may require the insured person to pay up to 20% of covered benefits per accident or illness

6. Maximum Benefit: No less than $50,000 per accident or illness 

7. Pre-existing Conditions coverage after a waiting period of no longer than one (1) calendar year 

8. Emergency Transport: No less than $10,000 for Medical Evacuation to home country upon serious accident or illness of insured 

9. Emergency Transport: No less than $7,500 for Repatriation of mortal remains to home country upon death of insured 

* NOTE for Emergency Transport 8 & 9: If Medical Evacuation & Repatriation (ME&R) are not included in the chosen policy, an additional Scholastic Emergency Services Policy may be purchased annually for $75 through United Healthcare.